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Leadership

Executive Leadership

Roc360’s founders boast over two decades of experience, having navigated quantitative strategies within leading financial institutions and independently as a hedge fund. As Roc360 has grown, the core team has expanded to include leaders with diverse talents and perspectives who share Roc360’s vision and values.

Maksim Stavinsky

CO-FOUNDER AND PRESIDENT
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Maksim Stavinsky
CO-FOUNDER AND PRESIDENT
Mr. Stavinsky is the Co-Founder and President of Roc360, overseeing Roc360's operations. Mr. Stavinsky also works closely with Roc360's advisory board to help set overall strategy and capital markets execution.

Mr. Stavinsky began his career at Deutsche Bank in the Equity Proprietary Trading division, running quantitative equity portfolios across multiple international offices. He received his B.A. in Finance and Information Systems from the Stern School of Business at New York University in 2002.

Mr. Stavinsky served as Trustee for the Abraham Joshua Heschel School from 2009 to 2022, including as Chair of its Investment Committee from 2019 to 2022 and as a member of the Audit Committee.



Eric Abramovich

CO-FOUNDER AND
CHIEF REVENUE OFFICER
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Eric Abramovich
Co-Founder and Chief Revenue Officer
Mr. Abramovich is a co-founder of Roc360 and its Chief Revenue Officer. He has focused on scaling origination channels to deliver a best-in-class product and risk adjusted return for all. Mr. Abramovich's prior experience includes managing a quantitative equity long/short portfolio at Deutsche Bank and managing the Tokyo office for the team's trading strategy at Deutsche Bank.



Ranajoy Sarkar

CHIEF PRODUCT OFFICER AND
CHIEF CREDIT OFFICER
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Ranajoy Sarkar
Chief Product Officer and Chief Credit Officer
Mr. Sarkar is the Head of Credit and Chief Product Officer for Roc360. Mr. Sarkar's primary goal is to lead the development and rollout of lending products and services that deliver value to Roc360's ecosystem of origination partners, mortgage brokers, real estate borrowers and various ancillary service providers.

Prior to Roc360 in 2016, Mr. Sarkar spent over 18 years in mortgage and structured credit trading, research and portfolio management at Lehman Brothers, Bear Stearns and Napier Park Global Capital. He holds a Bachelor of Technology degree in Aerospace Engineering from the Indian Institute of Technology, Kanpur, India and an MBA in Finance from the John M. Olin School of Business at Washington University in St. Louis.



Brandon Dunn

HEAD OF GREEN AND
SUSTAINABILITY INITIATIVES
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Brandon Dunn
Head of Green, Chief Sustainability Officer
Mr. Dunn joined Roc360 in 2016. He oversees Roc360's green and sustainability initiatives. Mr. Dunn's prior experience includes Managing Director and Head of Structured Product Marketing at UBS and senior member of the fixed income sales and trading teams at JP Morgan, Deutsche Bank, Smith Barney and LF Rothschild.

He received his B.S. in Economics from University of Pennsylvania–Wharton School and his J.D. from Georgetown University Law Center.



Advisory Board

Roc360’s advisory board is comprised of accomplished CEO’s who have served at some of the world’s largest companies. Renowned for their extensive business expertise within and beyond the real estate industry, these individuals bring a wealth of knowledge and invaluable insight for the success and growth of Roc360.
The board regularly reviews the progress of our key strategic initiatives and interact closely with leadership and department heads.

Arvind Raghunathan, Ph.D.

FOUNDER
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Arvind Raghunathan, Ph.D.
Founder
Mr. Raghunathan is a Founder at Roc360. Prior to this, Mr. Raghunathan was a Managing Director and head of Global Arbitrage at Deutsche Bank, and a member of the firm’s Global Markets Leadership Forum (GMLF). Before joining Deutsche Bank, he was head of a proprietary trading group at Credit Suisse First Boston (“Credit Suisse”), where he served from 1992 to 1995 and again from 1997 to 1999.

He received his Bachelor of Technology degree in 1984 from the Indian Institute of Technology in Chennai, India and his Ph.D. in Computer Science from the University of California, Berkeley in 1988. Upon graduating from Berkeley, Mr. Raghunathan was a faculty member of the Computer Science department at New York University and at the University of California, Davis.



Deven Sharma, Ph.D.

CHAIR OF THE BOARD
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Deven Sharma, Ph.D.
Chair of the Board
Deven previously held the role of President at Standard & Poor’s. Earlier in his career, he was a Partner at Booz Allen Hamilton prior to leading Global Strategy and M&A at the McGraw-Hill Companies.

Deven serves as Chair of the Board at Roc360, while also advising Private Equity firms on Information, Technology and Financial Services and investing in data and analytics enabled disruptive early growth companies. He is also a Research Fellow of Connection Science @ MIT Media Lab.

Michael Pralle

BOARD MEMBER
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Michael Pralle
Advisory Board Member
Michael is the former Chief Executive Officer and President of GE Real Estate, and President and Chief Executive Officer of GE Equity. During his last six years at GE, he was also a Corporate Senior Vice President. Following GE, he became the President and Chief Investment Officer of JER Partners, LLC. Earlier in his career, he spent eight years with McKinsey and Co.

In addition to serving on the ROC360 board, he is on the advisory board of Energy Impact Partners, and a former Trustee of the Urban Land Institute, a former member of the Real Estate Roundtable and the NAREIT Board of Governors.

He is a graduate of Harvard College, and the Stanford Graduate School of Business.

Theodore Janulis

BOARD MEMBER
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Theodore Janulis
Advisory Board Member
Ted spent 23 years at Lehman Brothers in senior management roles including Managing Director and Global Head of Investment Management Division prior to serving as Chief Executive Office of Aurora Bank and then Chief Executive Officer of CRT Capital Group LLC.

In addition to his role on the Roc360 board, he serves on the Boards of the Lehman Brothers Foundation, Ronald McDonald House, the International Center for Photography and The Explorers Club.

Nancy De Liban

BOARD MEMBER
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Nancy De Liban
Advisory Board Member
Nancy is Partner & Global Head of Consumer & Residential Credit. Prior to joining Apollo, Nancy was a Senior Managing Director at Countrywide Financial Corporation, as well as the President of Countrywide Alternative Asset Management. While at Countrywide, Nancy oversaw non-agency MBS and whole loan trading including all conduit operations. Nancy was also a member of Countrywide’s Model Validation Committee and was one of the senior managers in charge of Countrywide Commercial Real Estate Finance. Previously, Nancy was a Senior Managing Director at Bear Stearns and was employed for nearly 15 years, where she was a member of the mortgage team focused on modeling, structuring and trading of structured products and was responsible for numerous structural innovations.

Nancy received her Bachelor’s degree in Finance from the University of Southern California. She currently serves on the board of directors of Aris Mortgage Holding Company, LLC.

Michael Heller

BOARD MEMBER
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Michael Heller
Board Member
One of the preeminent scholars working on private law theory today, Michael Heller writes and teaches about who gets what and why. His writings range over innovation and entrepreneurship, corporate governance, biomedical research policy, real estate development, African-American and Native American land ownership, and post-socialist economic transition. In each area, Heller helps people see and cure ownership dilemmas no one had previously noticed.

In his book Mine! How the Hidden Rules of Ownership Control Our Lives, Heller and co-author James Salzman reveal the six simple stories everyone uses to claim everything. Owners choose the rule that steers us to do what they want. But we can pick a different rule. As Heller and Salzman show – in the spirited style of Freakonomics and Nudge – ownership is always up for grabs.

Heller’s influential and widely reviewed book, The Gridlock Economy: How Too Much Ownership Wrecks Markets, Stops Innovation, and Costs Lives reveals an ownership paradox that Heller discovered: creating too many property rights can be as costly as creating too few. In The Choice Theory of Contracts (downloadable intro at ssrn), Heller and coauthor Hanoch Dagan answer the question: what is freedom in “freedom of contract”? He is the editor of the two-volume Commons and Anticommons, and co-editor with Merritt Fox of Corporate Governance Lessons from Transition Economy Reforms. Heller has also published dozens of articles in all the leading law journals. For a sampling, see his ssrn page.

At Columbia, Heller is the Lawrence A. Wien Professor of Real Estate Law, and the Vice Dean for Curriculum. Previously, he also served as the Vice Dean for Intellectual Life. Before joining Columbia Law in 2002, Heller taught at the University of Michigan Law School where he received the L. Hart Wright Award for excellence in teaching. He has taught at NYU, UCLA, and Yale Law Schools and was a fellow at the Center for Advanced Study in the Behavioral Sciences. Prior to entering academia, he worked at the World Bank on post-socialist legal transition. Heller served as a law clerk for Judge James Browning of the 9th Circuit Court of Appeals.

Soyoun Ahn

BOARD MEMBER
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Soyoun Ahn
Board Member
Soyoun Ahn joined Temasek in July 2017 in the New York office and serves as Managing Director on the Credit and Hybrid Solutions team.  Soyoun’s work experience has focused on credit-oriented principal investing and leveraged financings. She previously held positions at TPG Special Situations Partners (now operating as Sixth Street Partners) and J.P. Morgan’s Syndicated & Leveraged Finance Group. Soyoun received a bachelor’s degree in economics from the University of California, Berkeley.

Senior Management

Roc360’s senior management team is comprised of seasoned professionals with decades of combined expertise. Together, they lead strategic initiatives, drive innovation, and foster a culture of collaboration. Their vision and dedication to the growth and success of Roc360 ensures that it remains at the forefront of the industry, poised for continued and sustainable growth.

Amar Shah

MANAGING DIRECTOR,
DEPUTY CHIEF CREDIT OFFICER
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Amar Shah
MANAGING DIRECTOR, DEPUTY CHIEF CREDIT OFFICER
Amar Shah joined Roc360 in 2017 and presently serves as the Deputy Chief Credit Officer. In this capacity, Amar is responsible for overseeing all credit aspects of Roc360's loan products and monitoring the credit quality of the company's loan portfolio. Additionally, he holds a seat on Roc360's Credit Committee.

Before joining the team, Amar held various roles at a national private lender, spanning credit, capital markets, and operations. He earned a degree in Economics from the University of Connecticut.

Andrew Whelan

MANAGING DIRECTOR,
CHIEF RISK OFFICER
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Andrew Whelan
MANAGING DIRECTOR, CHIEF RISK OFFICER
Andrew Whelan serves as the President of Roc360 Real Estate Income Trust, Inc. and Roc360 Advisors LLC, in addition to holding the position of Chief Risk Officer (“CRO”) at Roc360. He joined in January 2021, initially serving as the Deputy Chief Operating Officer (“COO”) before assuming the role of “CRO” in June 2022. With over 25 years of experience in finance, Andrew has held various leadership positions in banking, capital markets, and advisory capacities for international firms.

Prior to joining Roc360, Andrew served as the Head of Non-Performing Loans (NPL) & Real Estate Owned (REO) Advisory at Grant Thornton Spain from 2018 to 2021. Andrew also held senior management roles at Allied Irish Banks, focusing on the sell side, buy side, and financing of European NPL & REO portfolios for seven years. Earlier in his career, Andrew spent 14 years at AIB Capital Markets, where he specialized in treasury operations, corporate debt, mergers and acquisitions (M&A), structured products, and capital and liquidity management.

Andrew holds a Bachelor of Arts degree in Economics & Political Science from Trinity College Dublin.



Apoorve Elhence

MANAGING DIRECTOR,
CHIEF TECHNOLOGY OFFICER
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Apoorve Elhence
Managing Director, Chief Technology Officer
Apoorve Elhence is the Head of Technology at Roc360, where he helps shape and define the company's technology vision and strategy to align with its business goals. He leads the development and implementation of IT systems aimed at enhancing operational efficiency and productivity.

Upon joining Roc360 in 2016, Apoorve brought a wealth of experience to his role. He earned his master’s degree in Computer Science from the Rochester Institute of Technology. Prior to his current position, Apoorve also led technology initiatives at Citigroup, notably contributing to the development of the Citi Velocity and Citi Research portals. Apoorve has also served as a senior technology lead in the Healthcare and Insurance sectors.



Gail Glidewell

MANAGING DIRECTOR,
CHIEF PEOPLE OFFICER
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Gail Glidewell
MANAGING DIRECTOR, CHIEF PEOPLE OFFICER
Gail has been an attorney for over 17 years and an in-house and General Counsel for over a decade. She has vast experience in the legal, compliance and risk management areas, and with complex legal documentation management and drafting. She has extensive legal experience in the real estate, corporate and finance industries.

Prior to joining Roc360 in January 2017, Gail was Corporate Counsel at Proverian Capital, LLC, a New York-based life settlement provider, where she managed the company’s legal, compliance, licensing, and risk management programs from 2008 to 2016. Before that, she was an Assistant General Counsel at AIG, where she provided legal advice to underwriters in multiple P&C profit centers. Prior to AIG, Gail was an Associate at Thompson Hine LLC (NY) and Cahill, Gordon & Reindel (NY), where she was a corporate, finance, and real estate associate.

As General Counsel of Roc360, Gail’s manages the legal structure of the company as a whole, most of which centers around compliance, risk management, legal documentation management.



Gregg Kennedy

MANAGING DIRECTOR,
HEAD OF SALES AT CIVIC FINANCIAL SERVICES
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Gregg Kennedy
Managing Director, Head of Sales at CIVIC Financial Services
Gregg Kennedy serves as the Managing Director, Head of Sales for CIVIC Financial Services, where he oversees residential and commercial real estate lending sales nationwide. Throughout his career, Gregg has cultivated extensive business relationships with a diverse array of real estate professionals, including developers, lenders, wholesalers, brokers, contractors, and individual investors. Gregg’s expertise includes comprehensive analysis and evaluation of residential and commercial real estate investments, direct loan underwriting, loan origination, and all aspects of real estate acquisitions.

He earned his master’s in real estate finance from New York University in 2008 and has worked in the real estate industry since 2012. He resides in Rumson, NJ with his wife and 3 children.



Gregory Sonis

MANAGING DIRECTOR,
CHIEF ACCOUNTING OFFICER
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Gregory Sonis
Chief Accounting Officer
Greg’s career spans more than 25 years of experience in accounting, financial management, business leadership and corporate strategy.

He began his accounting career in the financial services group at Deloitte, moving on to serve as Chief Financial Officer for various alternative investment asset management companies, overseeing their operations, finances, and back offices. His portfolio includes growth strategies that lead to significant gains in assets under management for those firms.

As Chief Accounting Officer of Roc360, Greg provides strategic direction on all aspects of the finance function, overseeing the company’s back office operations, accounting and participating in the due diligence process.



Lauren DeMasi

Managing Director Roc360 & General Counsel Roc360 REIT
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Lauren DeMasi
Managing Director, Roc360
& General Counsel - Roc360 REIT
Lauren Demasi serves as Managing Director and General Counsel of Roc360 REIT, where she brings extensive legal expertise in investments, securities, real estate, lending, loan servicing, compliance, and investment fund formation.

Before joining Roc360 in 2024, Lauren was General Counsel at Aspen Capital, overseeing legal matters for Great Ajax Corp., a public REIT, and Gregory Funding LLC, a loan servicer. Prior to that, she served as Director of Legal at a real estate investing platform startup.

Lauren also spent over 12 years in private practice, including roles as a shareholder at Lane Powell and as an associate at Schulte Roth & Zabel in tax and fund formation.

Lauren holds a B.A. from The Pennsylvania State University and a J.D. from Cornell Law School.


Lucas Sambrook, Esq.

MANAGING DIRECTOR,
HEAD OF CLOSINGS & SPECIAL SERVICING
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Lucas Sambrook, Esq.
MANAGING DIRECTOR, HEAD OF CLOSINGS & SPECIAL SERVICING
Lucas Sambrook is the Head of Closings, Special Servicing and the Real Estate Counsel for Roc360. In this role, Lucas oversees the legal closing process of all loans at Roc360, as well as the special servicing efforts centered around loan recourse, workout, modification and asset disposition of funded loans. Additionally, Lucas leads many new company initiatives primarily centered around improving processes through technology and managing risk.

Prior to joining Roc360 in 2018, Lucas began his career as an Associate Attorney at a Manhattan law firm specializing in the representation of large institutional banks on their commercial financing initiatives.

Lucas, a native of Toronto, received his Honor's Bachelor's Degree from the University of Toronto and then later obtained his J.D. from New York Law School.

Marcus Wignell

Managing Director, Corporate Development and Capital Formation
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Marcus Wignell
Managing Director, Corporate Development
and Capital Formation
Marcus Wignell is the Managing Director of Corporate Development and Capital Formation at Roc360. With 27 years of professional experience, including 18 years in Real Assets, he was most recently a senior member of the investment team at Manulife Investment Management, leading Private Equity investments in midstream and processing assets with a focus on sustainable food systems. In 2019, he co-founded NewAg and completed a $300 million M&A transaction for GSAM and several large US endowments and pension funds.

Before founding NewAg, Marcus was a Managing Director and Executive Committee Member at Amherst Capital, the direct real estate subsidiary of BNY Mellon, where he spearheaded the US Single Family Equity business. His career spans the development, capitalization, and management of numerous funds and separate accounts, with total equity exceeding $25 billion.

Marcus began his career as an attorney at Clifford Chance in London, later working in-house at Deutsche Bank, focusing on structured finance and derivatives. He moved to the US in 2008 to lead Product and Key Accounts at RREEF (now DWS). He holds a degree from the University of Melbourne and a Law degree from La Trobe University, and is qualified to practice law in New York, England and Wales, and Victoria (Australia).

He supports several charitable organizations, including Dana Farber's PMC and WFEE, and is a former board member of the Wright Locke Farm Conservancy. Marcus resides in Boston with his wife and three children.


Melissa Deal

MANAGING DIRECTOR,
HEAD OF SALES
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Melissa Deal
MANAGING DIRECTOR, HEAD OF SALES
Melissa has a diverse track record of success across many facets of real estate spanning three decades. She started her career working on the 1995 launch of EPA’s Energy Star Buildings program, promoting the cost-saving benefits of environmentally conscious building and retrofitting of residential and commercial buildings across the US. After a stint in residential real estate, she managed design and construction operations for design-build firms across the mid-Atlantic before pivoting to private lending a decade ago. In her top year as an originator, she closed nearly $100M in loans.

As Head of Sales for Roc360, she oversaw the acquisition and integration of 2 retail brands. Now managing 50+ account executives across 3 teams, her role is to continue to grow origination volume by understanding the market and competition, working with internal teams to enhance product offerings and requirements, hire strategically, and generally promote the products and vision of Roc360.

Michael Bennett, CFA

MANAGING DIRECTOR,
HEAD OF CORPORATE DEVELOPMENT
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Michael Bennett, CFA
Managing Director, Head of Corporate Development
Michael Bennett is the Head of Corporate Development for Roc360, a leading financial service platform for residential real estate investors. In this role, his primary objective is to engage with strategic partners of the firm to enhance the growth of the company. Additionally, Michael leads the Company's efforts related to capital raising activities and corporate strategy.

Prior to joining Roc360, Michael was a Director at Citigroup where he provided investment coverage services for Family Offices, Endowments and Foundations. Michael began his career at J.P. Morgan in New York City. While at J.P. Morgan, Michael was a part of the Opportunistic Investment Council.

Michael graduated from Butler University with a Bachelor’s degree in Finance. He is a CFA charter holder and resides in New York City with his wife and children.



Sanjay Kannambadi

MANAGING DIRECTOR,
HEAD OF OPERATIONS
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Sanjay Kannambadi
MANAGING DIRECTOR, HEAD OF OPERATIONS
Sanjay is an accomplished senior-level executive with over 30 years of extensive experience in the financial services industry, marked by a consistent track record of successful strategic and tactical leadership. With a background spanning major custody banks, broker-dealers, and global management consulting firms, Sanjay has held key executive positions, including Partner. His expertise further extends to serving as CEO and Global Head of a regulated global Derivatives clearing and electronic execution business across the United States and Europe. Throughout his career, Sanjay has cultivated market eminence as a thought leader, evidenced by his frequent presentations at industry and regulatory forums worldwide, as well as his contributions to major industry publications. Notably, he has served on the Boards of the Futures Industry Association (FIA) and NASDAQ Futures, Inc. (NQF), further solidifying his influence and impact within the financial sector.

Currently, Sanjay serves as the Head of Operations at Roc360, where he oversees the end-to-end operations of the entire loan origination process. In this role, he takes ownership of all facets, including loan originations, sales, submissions, underwriting, appraisal review, closings, insurance, title, servicing, and draws. Sanjay's educational background is equally impressive, with a B.S. and M.S. in Engineering, complemented by an M.B.A. from the Tepper School at Carnegie Mellon University. His combination of academic prowess and extensive industry experience positions him as a respected leader and innovator in financial operations and management.

Scott Hodgden

MANAGING DIRECTOR,
HEAD OF SALES AT FINANCE OF AMERICA COMMERCIAL
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Scott Hodgden
MANAGING DIRECTOR,
HEAD OF SALES AT FINANCE OF AMERICA COMMERCIAl
Scott Hodgden serves as the Managing Director, Head of Sales for Finance of America Commercial. With a primary focus on driving sales development and growth, Scott is dedicated to delivering unparalleled service excellence. Prior to his tenure at Finance of America Commercial, Scott held the position of Head of Sales at Jordan Capital Finance and served in senior roles at IndyMac Bank and H&R Block Mortgage. He earned his Bachelor of Science in Finance from Illinois State University.

Shang Chen

Managing Director, Credit & Roc360 REIT
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Shang Chen
Managing Director, Credit & Roc360 REIT
Shang Chen serves as the Portfolio Manager of Roc360 REIT, where he collaborates with Roc360's credit and business development teams to support the company's sustainable growth.

Before joining Roc360, Shang accumulated 17 years of experience in residential mortgage credit. He began his career at Deutsche Bank on the non-Agency RMBS desk during the onset of the subprime mortgage crisis in 2006, and later joined LibreMax Capital at its launch in 2010. His expertise spans residential credit, including securities, loans, home equity contracts, and private credit.

Shang holds a B.S. in Economics from the University of Pennsylvania's Wharton School.


Sumana Rao

MANAGING DIRECTOR,
CAPITAL FORMATION
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Sumana Rao
MANAGING DIRECTOR, CAPITAL FORMATION
Sumana joined Roc360 in 2024 as a Managing Director focused on the firm’s capital formation efforts. Prior to Roc360, Sumana was a Director at KKR. From when she joined KKR in 2014 to December 2020, Sumana was a member of KKR’s Credit Strategies Team, where she was actively involved in the firm’s business development and capital raising activities, focused primarily on KKR’s private and illiquid credit initiatives. In this role, she led new strategy development and capital raising for KKR’s distressed debt vertical. In January 2021, she joined KKR’s Global Markets Operations team, where she led the risk assessment and approval process for new products, as well as new product onboarding. Prior to joining KKR, Sumana worked at Wells Fargo Securities in the Financial Sponsors group, where she was involved in all aspects of the leveraged finance origination and transaction process for sponsor-backed mergers, acquisitions and recapitalizations. She has an M.A. in International and Development Economics from Yale University and a B.A. in Economics with a minor in English Literature from Columbia University. Sumana is a member of the Columbia College Alumnae Legacy Circle, which focuses on female philanthropy and student mentorship.



Takamitsu Tanaka, Ph.D.

MANAGING DIRECTOR,
HEAD OF DATA & AI
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Takamitsu Tanaka, Ph.D.
MANAGING DIRECTOR, HEAD OF DATA & AI
Once an established research professor in theoretical astrophysics, Taka now applies his passion for innovation and scientific inquiry to machine learning, artificial intelligence, and data insights. As the Head of Data and A.I. at Roc360, Taka oversees the strategic execution of algorithmic data products; research and development; insight generation; data infrastructure and governance. Under his leadership, the Data Science team delivers risk analytics guidance, marketing analytics, algorithmically selected leads, data-driven proprietary software, real estate market intelligence, and A.I.-powered efficiency enhancements. Prior to joining Roc in 2021, Taka led data science teams and projects at publicly traded companies, startups, and consulting firms.

Taka holds a a Ph.D. in Astronomy from Columbia University, an M.S. in Physics from the University of Pennsylvania, and a B.A. in the College Scholar Program from Cornell University. He has held academic positions at the Max Planck Institute for Astrophysics, New York University, and Stony Brook University. He remains active in the international astrophysics community, where he is known for his contributions to the understanding of supermassive black holes, cosmology, quasars, and gravitational waves.



Vishal Parwani

MANAGING DIRECTOR,
RCH INDIA
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Vishal Parwani
MANAGING DIRECTOR, RCH INDIA
Vishal Parwani serves as the Head of Business Operations in India at Roc360, where he collaborates with the firm’s partners and the India Board to shape and execute Roc360's strategic initiatives in India. Vishal’s primary goal is to fuel growth and boost the efficiency of Roc360's operations in India, positioning it as a key hub for all of Roc360’s businesses.

Before joining Roc360, Vishal spent over 14 years in the financial services industry in India, with a focus on investment banking. He previously held positions at JPMorgan Chase and CRISIL. Vishal holds a Bachelor of Commerce degree from Loyola College, Chennai, India, and a PGDM specializing in Finance from SCMHRD, India.

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