My name is Amer Sha.
I’m our Deputy Chief Credit Officer at Roc360, and I oversee credit and underwriting across our lending operations.
My role involves evaluating credit risk, setting underwriting strategies, and working closely with our capital markets and asset management teams to ensure strong performance across our portfolio.
We lend to real estate investors across the country, supporting rental, bridge, and construction financing.
Roc360 has built a data-driven credit framework that allows us to evaluate projects efficiently and accurately, while maintaining disciplined risk management.
Our underwriting philosophy balances speed and certainty with rigorous due diligence, which is critical in today’s evolving market environment.
What’s exciting about Roc360 is the level of integration across teams — operations, technology, capital markets, and asset management all work hand-in-hand to deliver a seamless experience for borrowers and investors.
It creates a level of insight and execution capability you don’t often see in this industry.
We’ve seen a lot of change over the past few years, whether it’s interest rate volatility, housing supply dynamics, or shifts in demand for rental housing.
Throughout that period, the strength of our credit culture and our commitment to performance has remained constant.
We take a long-term view, focusing on sustainable lending practices and risk-adjusted returns.
As the market continues to evolve, our focus will remain on discipline, market knowledge, and empowering responsible real estate investment across the country.
It’s an exciting time to be in this space — not only because of the opportunity ahead, but also because of the innovation happening across real estate
as a whole and not just private lending.
