Spheres of Influence – Ranajoy Sarkar

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As part of our Spheres of Influence series, we are excited to feature Ranajoy Sarkar, Roc360’s Chief Product and Credit Officer. In this interview, Ranajoy discusses the latest housing market trends and highlights Roc360’s pivotal role in channeling capital to local real estate investors, helping revitalize aging properties, creating affordable homes, and strengthening communities.

Video Transcript 

Hey, I’m Ranajoy.

I run the credit and product team here at Roc360.

My focus is on making sure our loan programs are competitive, well-structured, and aligned with both market conditions and investor needs.

We continuously evaluate credit performance, borrower behavior, and macroeconomic trends to build products that support sustainable growth and responsible lending.

Real estate investing is changing — and the needs of borrowers are evolving with it.

Whether it’s rental financing, rehab projects, or longer-term portfolio strategies, we want to make sure we’re offering solutions that make sense in today’s environment.

Affordability, liquidity, and access to capital are major themes right now.

We take pride in building products that help real estate entrepreneurs succeed, whether they’re scaling portfolios or buying their first investment property.

At the end of the day, our work is about helping people participate in the housing market,

supporting communities, and making it possible for more buyers to afford, uh, places

for their first time.

This content is for informational purposes only and should not be construed as investment or legal advice. Neither the author of this content nor Roc360 assumes any liability for actions taken or not taken based on information contained herein. Investments involve risk, including potential loss of principal. You should consult a qualified professional before making financial decisions.

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